Discover Different Types of Insurance Covers that Kenyan campus students Must Consider

Discover Different types of insurance policies that Kenyan campus students should consider 

Insurance is a contract between two parties the insurer and the insured whereby the insured receives financial protection against a future event be it health, property or even life. Most of Kenyan University students are very relactant to take up insurance covers due to the lack of knowledge on its importance. 

There are some insurance covers that students need to take close note of when they are still in school as this may save them alot of money when they fall into loss or situation that may need cover. It's Important to understand that insurance covers vary with amounts one pays hence students can have their covers at a relatively cheaper prices depending with different factors. 

Here are some of the insurance covers that Kenyan universities students need to consider;

1. Health Insurance cover 

Most Kenyan university students depend on their parents medical cover despite the fact that they are more than 18 years. What most parents and also students fail to understand is that not all insurance companies cover persons over 18 years in respect to the insured if they are not their spouse. It's Important for students to take this cover under their name so that incase they need then medical expenses catered for then it becomes easy.

2.Renters Insurance 

Renters insurance cover is one that is taken by tenants to cover for their apartments and rented houses. This cover helps the insured cover his or her property that is in the house where he has Rented. It's Important for students to take this cover to help them protect their properties since most students live in areas highly prone to theft. 

3.Personal Property Insurance Covers 

Theft cases and easy destruction of personal properties in Kenyan university is a commonly heard thing. It's not new however, most students actually almost all of them have failed to take cover of their properties. Insurance companies provide cover over personal properties like laptops, phones , bags and also other properties. I would encourage students to take cover of their properties. 

In conclusion, Kenyan and all other campus students should visit Insurance companies for more information regarding other Covers that they can take.